Affordable Swarthmore:
Housing, Zoning, and Community
Photo: Andy Shelter
About Affordable Swarthmore: What This Blog Is and Is Not
Last summer, startled by the alarming rise of housing prices in Swarthmore, a group of neighbors started meeting to talk about the problem. Of course, it isn’t just our problem. Housing affordability (or lack of affordability) is a nationwide crisis. But once you start to think about that, you can get dizzy and want to go back to bed.
One advantage of living in a small town is that it seems possible to solve local problems—or at least to have a fighting chance of solving them. So we decided not to hide our heads under our pillows but instead to go out into the community and see what we could do.
In October, we circulated a petition. It read in part:
As residents of Swarthmore, we are concerned about the future of development and the issue of affordability. We believe now is the time to take stock of our town’s values and ensure that our planning, zoning, and land-use ordinances align with those values….We ask Borough Council to take steps to maintain a diversity of housing and retail space in Swarthmore, and to seek ways to keep the borough affordable and welcoming to a wide range of people.
Within a couple of weeks, over 300 people had signed. We presented the petition to our borough council, and in December they authorized a task force with the mission of recommending strategies to “preserve and expand reasonably priced housing in Swarthmore.”
I don’t know how to do that, but I’ve been thinking about it a lot for the last eight months. I’ve read books and articles, had coffee with many neighbors, gone to webinars, and called up strangers on the phone. Lots of ideas are swirling in my head. I’m a writer by profession, and my instinct when it comes to swirling thoughts is to try to make sense of them by organizing them into sentences and paragraphs, then sharing them with others.
The affordability task force started meeting in March. I am its chair, but this blog is not its mouthpiece. Rather, it is a record of my explorations, wonderings, and ponderings.
This is a chronicle of one woman’s effort to learn more about housing affordability and to contemplate what we might change to make our community more affordable and welcoming.
Scroll down to start reading!
-April 1, 2022
How I Changed My Mind About Change
As we move into a future that will necessarily be different from now, I hope we make room for people other than the very affluent to share it with.
Over the summer, I read an article from The New York Times called “Twilight of the NIMBY.” I’ve been thinking about it ever since. It made me reckon with my own NIMBYistic tendencies, bringing to the surface a conversation with myself that had been largely subliminal.
I wonder how many of you are having similar conversations with yourself, subliminal or otherwise.
NIMBY stands for “not in my backyard.” It refers to people not wanting stuff they don’t like being built on their street or in their neighborhood or town. It might be a power plant, an apartment building, a backyard cottage, a train station, or—in the case of the article’s focus—a row of townhouses in Mill Valley, California.
In the article, housing and economics reporter Conor Dougherty paints a complex and not unsympathetic of portrait of a former school teacher named Susan Kirsh who has spent the last 18 years organizing to keep a 20-unit townhouse development out of her affluent Marin County town. When Kirsh moved to California in the 1970s, Dougherty writes, she was part of a movement fighting suburban sprawl and promoting environmentalism. Like many of her neighbors, she questioned the idea that growth is always good. Instead of building more roads and houses—instead of focusing on wealth and productivity—what if we tried slowing down, building less, and preserving more of the natural world?
I sympathize with that point of view. A lot.
If you had asked me 10 years ago how I would feel if Swarthmore implemented changes to make it possible to build more homes here, I would have said what I’m guessing Kirsh would have said: “I don’t want to see Swarthmore more crowded and built up! We’re fine as we are.”
Now, however, I think our town of 6,400 could accommodate a few hundred more residents—ideally from a range of backgrounds with a range of jobs and income levels.
Not only could but should. I believe we have a responsibility to welcome more neighbors into our lovely borough with its leafy streets and well-tended parks and independent merchants and good public schools.
So What Changed?
When my spouse started a teaching job at Swarthmore College in 2000, we bought a home in the borough. Twenty years ago, houses here were within reach for new faculty. But the median price of a single-family home rose from $258,000 in 2000 to $437,700 in 2020 and is now higher still.* This has pushed such a purchase beyond the means of most young faculty and their families. (I’m not saying Swarthmore College faculty, whose salaries start at about $90,000, are more important than other people, just that my awareness of how different my life would be if I had arrived here 20 years later than I did was part of what opened my eyes to the big changes we’ve experienced.)
Over the last few years, I’ve said goodbye to friends and neighbors who left Swarthmore because of the rapidly rising cost of housing. Mostly they were renters who had been planning to buy a home, then discovered that skyrocketing prices made that impossible. More recently, rents too have headed rapidly upward.
At the same time, I have watched as more of the Hondas and Subarus on our streets have been replaced by BMWs and Teslas.
I have seen the population of the Historically Black Neighborhood of Swarthmore become mostly White, and I have learned how the legacy of formal and informal housing segregation is still with us in the form of the racial wealth gap. In other words, one of the reasons White people have an easier time than Blacks moving to places like Swarthmore is that for decades African Americans were largely excluded from towns like ours. A friend recently told me that his Swarthmore Hills house deed still contains a (now unenforceable) restriction against selling to a Black family.
I have walked past tent encampments in Philadelphia and Washington, D.C. Recent estimates put the number of homes the U.S. lacks upwards of five million.
I have read about the environmental costs of single-family homes on large lots and learned how more density near transit, work, and shopping can help fight climate change.
I love Swarthmore the way it is, but I believe I will love it just as much with more homes and people in it. And, if Swarthmore becomes a town where you don’t have to be rich to buy a place to live in it, I’ll love it more.
What I Don’t Want
I grew up outside Washington, D.C. Way outside. To get to our house, you drove past a small village center and kept going for miles, past horse farms and cow pastures, then turned onto a narrow dead-end road into the woods. My parents liked the trees and the quiet.
Gradually, sprawl surged toward us. New pricey developments branched off the main road. Cow pastures became the manicured grounds of gigantic mansions. The traffic got so bad my father shifted his schedule to go into work at off hours.
This demoralizing experience of development is one I think many people share, and it’s part of what makes us wish that house building could just stop.
But building homes can’t stop, because the number of households in the U.S. keeps growing. People need places to live.
The good news is that development does not have to look like sprawl. Many urban designers have spent time and effort on better ways to build. Support is growing for Daniel Parolek's "missing middle" idea of adding “gentle density” like ADUs (“accessory dwelling units” such as backyard cottages or in-law suites) or small multifamily buildings to make room for more people without changing the look and feel of a town.
Indeed, Swarthmore already has ADUs and small multifamily buildings, constructed before our zoning code was written in the 1970s. The fact that this kind of density is woven into our fabric bolsters my confidence that we can build more relatively inexpensive housing without significant disruption.
Life Is Change
While working on this blog post, I came across an article by Addison Del Mastro about his own conversion from NIMBYism. Del Mastro writes about revisiting his hometown of Flemington, New Jersey, and thinking about how it has evolved over the years. As he learned more about its history, he saw how change had been a part of what kept the place not just alive but vibrant:
This perspective helps me step outside of the narrow point in time during which I knew this place most intimately, and to avoid mistaking my nostalgic memories for the place itself…NIMBYism can be a kind of distorted love, one that conflates a place’s present physical form with its essence, and ends up destroying both of them.
He goes on:
We owe it to ourselves and to the future to keep building where we live, to keep iterating, to see people as a resource, and to see growth not like cancer but like childbirth: something painful and beautiful at the same time, something that takes away some things while opening up many more.
Whether NIMBYism is in decline or not (and I suspect it’s not), Swarthmore is never going back to the place it was when I moved here in 2000. I wouldn’t want it to.
But as we move into a future that will necessarily be different from now, I hope we make room for people besides just the very affluent to share it with.
*The 2000 and 2020 figures come from the U.S. Census. According to Zillow, Swarthmore home values rose 8.5% between May 2021 and June 2022.
Tags: Swarthmore, affordability, missing middle, NIMBY, ADUs
Categories: Swarthmore, affordability, race
Robert Venturi, the Covid Pandemic, and ADUs
ADUs are permitted in 98 of the 350 towns in the Philadelphia area. With a narrow exception for caregivers, Swarthmore is not one of them.
What do you do if you live in an iconic, 1,800-square-foot gem of a house and your grown children want to move back in with you because there’s a pandemic? If you’re David Lockhard and your Robert Venturi house in Philadelphia’s Chestnut Hill neighborhood has been featured on a postage stamp, you’re not going to build an addition.
You might, though, consider erecting another small building somewhere out of the way on your property. According to a February 4 column by Philadelphia Inquirer architecture critic Inga Saffron, that’s exactly what Lockhard did.
Lockhard bought the house (which the architect had designed for his mother) when his youngest child left for college. Lockhard’s wife had died, and he pictured himself living there alone. But by the height of the pandemic lockdowns, six family members had joined him.
Eventually they left again. But Lockhard knew there would be other times when he would have visitors and want more space. His mother was 94 years old and probably wouldn’t remain in her New Hampshire house much longer, and he had had hopes for grandchildren. So he hired architects Juliet Fajardo and Donna Lisle, who designed a low, wooden, Japanese-inspired house for the far corner of his acre lot.
That was the easy part.
ADUs: Benefits and Barriers
In zoning language, Lockhard’s backyard house would be an “ADU”—an accessory dwelling unit. A small house or apartment on the grounds of a larger home, ADUs—which can also be garage apartments, tiny houses, or attic flats—have many benefits, Saffron says:
With more multigenerational families, more blended families, and more boomerang kids, the basic single-family home no longer suits everyone. Many believe ADUs can make it easier for older people to stay with their families and age in place.
She adds that ADUs have a role in addressing the affordable housing shortage by increasing low-cost rentals, especially in suburban areas where new large apartment buildings may not fit in.
Philadelphia legalized ADUs in 2012. But Saffron reports that not a single one has been approved for construction. She attributes this to “maddeningly complex” laws and the requirement that an applicant go through many rounds of review.
But obstacles to ADUs are bigger than Philadelphia. Architectural scholar and law professor Sara Bronin points out that with its plenitude of size constraints, minimum lot size requirements, parking stipulations, and regulations about who can live in ADUs, our entire zoning system erects barriers to adding even low-impact density to the housing mix. Lockhard promised the Chestnut Hill Community Association not to list his on Airbnb—and he had a lot of money to spend—but he’s still jumping through regulatory hoops.
ADUs in Swarthmore?
ADUs are permitted in 98 of the 350 towns in the Philadelphia area, according to the Delaware Valley Regional Planning Commission.
With a narrow exception for caregivers, Swarthmore is not one of them.
This town does have them, though. Before the 1970s, when our zoning code was written, residents built them legally, and people are still permitted to live in those. A friend of mine lives in a former carriage house, and other residents make their homes in apartments over garages. I’m not sure many people notice them, let alone mind them.
Swarthmore’s comprehensive and thoughtful Aging-in-Place Task Force report (2015) called for the borough to re-legalize ADUs, both to provide income streams to make it easier for seniors to stay in their homes and as small dwellings for a caregiver or an elderly relative. In response, the borough legalized ADUs in the form of “caregiver suites” by special exception to the zoning code. So far, one has been built.
The last time the ADU issue was formally discussed in the Swarthmore Planning Commission was 2018. Since then, the affordability problem has only gotten worse. It might be time to reconsider whether they could benefit our town more broadly, offering relatively affordable rental options for some and income for others.
Saffron’s column shows that legalizing ADUs isn’t enough to get them built. And zoning regulations would need to be thoughtfully designed to provide safeguards but not barricades. But if the town decides it wants them, legalization would be a place to start.
The Affordable Swarthmore blog is taking a vacation in August. See you in September!
“Everyone Can Reap the Benefit”: Delaware County’s Housing Plan
When I first started looking into what other communities were doing to address the housing affordability crisis, my research took me west and north.
California and Minneapolis are well-known for using zoning changes as a tool to provide more reasonably priced housing. Connecticut and Massachusetts are actively working toward that goal as well. My uncle recently sent me this optimistic story from Falmouth, Massachusetts, on Cape Cod. The crowded tourist town is permitting property owners to rebuild some commercial spaces with up to 20 housing units if at least a quarter of them are deeded “affordable.” The proposal sailed through the town meeting.
(There are, unfortunately, cautionary Massachusetts stories too, like this one about wealthy suburban towns willing to forgo state grants rather than build more housing near transit hubs—transit oriented development being central to Republican governor Charlie Baker’s Housing Choice plan.)
What’s Happening Locally?
After learning about what was happening elsewhere, I started reaching out locally to see who is working on affordability closer to home.
I met with two staff members of the Delaware Valley Regional Planning Commission (DVRPC), who explained that they are at the very beginning of their work on housing affordability. Learning of Swarthmore’s Task Force on Development and Affordability, they offered their support.
The DVRPC staffers sent me links to articles on “missing middle” housing—like duplexes, triplexes, and quadplexes—from the American Planning Association and Zillow; to their own study of how multifamily housing benefits communities; and to a report on how mixed-use development and a diversity of housing types helps make communities resilient.
Then they connected me to staff in the governmental offices of Delaware County.
Rebecca Ross, Principal Planner, worked on Delco’s comprehensive 2020 housing plan. This plan stresses the importance of housing diversity, urging all 49 municipalities to develop different types of housing at different price points.
Noting that local zoning often favors single-family homes, the plan encourages missing middle housing and promotes accessory dwelling units, a.k.a. ADUs, in-law apartments, or granny flats.
The Delco plan explains how increasing housing variety helps more prospective home buyers to enter the housing market. Smaller homes at lower price points enable more people to
build equity, eventually moving “up the ladder” of housing as their needs change. Allowing people to add ADUs to their properties and offer them for rent also provides a potential income source for homeowners, which could help alleviate costs.
Much of the county’s work on housing focuses on income-qualified projects that are eligible for federal, state, and county funding. But Delco is beginning to pay more attention to “attainable housing”—that is, market-rate housing for first-time home buyers, younger families, and middle-income earners.
Ross said she saw Swarthmore’s task force as a useful response to “a growing, ongoing need for our communities to look more holistically” at housing overall.
“No one community should be bearing the brunt of high housing prices,” she said. “And no one community should bear the brunt of disinvestment.”
If municipalities across the county work together, Ross said, “Everyone can reap the benefit.”
What Else Is Happening in Delco?
Ross and her colleague Sarah Carley pointed me to other local communities that are tackling the affordability problem. Mostly these places have different situations and populations than Swarthmore (more land, more people, less wealth). Phoenixville’s new Council on Affordable Housing is working on public-private partnerships for new development and is developing a grant program to help low-income buyers afford homes. Upper Chichester is experimenting with land banks. Media, which has experienced its own explosion in housing costs—has a new group addressing affordability.
On the one hand, I had hoped to see more efforts to alleviate the housing crisis.
On the other hand, it’s exciting—and a little sobering—that what we do here in Swarthmore can serve as a model for our neighbors.